Heating & Cooling Payment Plans | $0 Down with Financeit
EcoFrost has partnered with Financeit to offer flexible HVAC payment plans for homeowners and small businesses across Toronto, Mississauga, Brampton & the GTA. Apply for plans up to $100,000 without affecting your credit score.
Why Financeit?
Fast, effortless, online and mobile-friendly way to pay for large purchases in low installments.
Payment Plan Benefits
Make comfort affordable with flexible HVAC payment plans for residential and small business customers.
0% Interest Option
Get 0% interest for the first 6 months. Longer terms available at standard rates.
Up to $100,000
Finance large HVAC projects without affecting your credit score.
Deferred Payments
Defer payments for 3, 6, or 12 months to fit your budget.
Quick Approval
Find out if you pre-qualify in seconds with our online application.
How It Works
Getting started is easy. Follow these simple steps.
Apply Online
Quick application takes just minutes
Get Approved
Instant decision without credit impact
Schedule Service
Book your installation date
Enjoy Comfort
Pay in easy monthly installments
HVAC Financing for Small Businesses
EcoFrost's payment plans are available for small businesses too. We offer commercial HVAC financing through Financeit for restaurants, retail shops, offices, and multi-unit buildings across the GTA. Spread the cost of a rooftop unit, ductless split, or commercial HVAC replacement over manageable monthly payments.
- Finance up to $100,000 for commercial HVAC projects
- Flexible terms from 6 to 120 months
- Soft credit check to pre-qualify, no impact on credit score
- Available for restaurants, offices, retail & multi-unit buildings
- Keep cash flow in your business while we handle the install
- All commercial work is TSSA-certified and permitted
What Businesses Finance With EcoFrost
Rooftop Units (RTUs)
Full commercial rooftop unit replacement or new install, financed over your preferred term.
Ductless Mini-Splits
Multi-zone ductless systems for offices, studios, and retail spaces.
Commercial Furnaces & Boilers
High-efficiency replacements for restaurants, warehouses, and multi-tenant buildings.
Exhaust & Ventilation Systems
HVAC upgrades required for building permits or food service licensing.
Ready to Get Started?
Apply now to see if you pre-qualify. It only takes a few minutes and won't affect your credit score.