Updated October 2026. This guide is about the process: how to apply for the Home Renovation Savings heat pump rebate, in what order, and what you can stack on top of it. The amount depends on how your home is heated: up to $7,500 for a cold-climate air-source heat pump in a home heated by electricity, oil, propane or wood, or up to $2,000 in a natural-gas home. Every program and amount, including geothermal and the no-cost option for income-qualified homes, is on our Ontario heat pump rebates hub.
How to Claim the HRS Heat Pump Rebate, Step by Step
Confirm your heating fuel
The amount depends on it: up to $7,500 for electric, oil, propane or wood heat, or up to $2,000 if you are an Enbridge customer heating with natural gas.
Choose a participating contractor
Only contractors on the Home Renovation Savings participating list can submit your application. Ask before you sign.
Pick a qualifying heat pump
Cold-climate air-source units must be on the Natural Resources Canada qualified products list for cold-climate heat pumps. Your contractor should confirm the exact model.
Get pre-approval before installing
Your contractor submits the pre-installation application. Installations done before approval are not eligible.
Install, then claim
After installation the contractor submits the post-installation application. Once it is approved, the cheque should arrive by mail within about 60 days. Keep your invoice and the model and serial numbers.
What Heat Pumps Qualify for 2026 Rebates?
Not every heat pump makes the cut. Here's what to look for:
- Cold-climate air-source models listed on the Natural Resources Canada qualified products list (ground-source units have their own list)
- Installed by a participating Home Renovation Savings contractor, with pre-approval before installation
- Installed in an owned detached, semi-detached, row or town home, or a mobile home on a permanent foundation (new builds do not qualify)
- Brands commonly qualifying: Daikin, Mitsubishi, Carrier, Lennox, Bosch, LG
What Stacks on Top of the Heat Pump Rebate
The heat pump rebate is the base, and it needs no energy assessment. These Home Renovation Savings rebates can go on the same project; note which ones need an assessment, because that changes the order you book things in.
Stackable in 2026
- Home Renovation Savings - Heat Pump Water Heater: $500 rebate (home energy assessment and at least one other upgrade required)
- Home Renovation Savings - Smart Thermostat: $125 on models from the program list, before or after you buy (no assessment)
- Home Renovation Savings - Insulation: $1,250 for attic insulation on its own (no assessment), or up to $7,700 for attic, wall, foundation and exposed floor insulation done with an assessment as part of two or more upgrades
- Municipal financing: Some cities offer low-interest loans repaid through your property tax bill, such as Toronto's Home Energy Loan Program (HELP). These are loans, not rebates, so check what your own municipality offers.
How Much Can You Actually Save?
Rebate amounts depend on your heating fuel. Here are the maximum upfront rebates for the two common cases. Running-cost savings depend on your home, your old system and energy prices, so ask for a home-specific estimate rather than a rule of thumb.
| Source | Natural-gas home | Electric / oil / propane home |
|---|---|---|
| Home Renovation Savings - Heat Pump (air-source) | + $2,000 | + $7,500 (non-gas homes) |
| Home Renovation Savings - Smart Thermostat | + $125 | + $125 |
| Maximum upfront rebate | up to $2,125 | up to $7,625 |
Closed and Changed Programs, and What to Claim Instead
Deadlines trip people up, and some contractors still quote programs that no longer take applications. Here is where each one stands for an Ontario homeowner. If you are quoted one of these, ask which current program the contractor is actually applying for.
| Program | Status / Max | Key Requirement |
|---|---|---|
| Oil-to-Heat-Pump Affordability Program (Ontario delivery) | OPEN in Ontario: no-cost heat pump install, up to $25,000 | Income-qualified oil-heated homes; apply through Save on Energy. The July 31, 2026 deadline applied only to federally run provinces |
| Canada Greener Homes Loan | CLOSED to new applications October 1, 2025 | Was up to $40,000 at 0% interest |
| Canada Greener Homes Grant | CLOSED to new applicants February 5, 2024 (final documents were due December 31, 2025) | No federal replacement in Ontario; use HRS |
| Enbridge Home Efficiency Rebate Plus (HER+) | CLOSED: final applications December 31, 2025 | Replaced by the Home Renovation Savings Program |
Why Heat Pumps Are Dominating 2026 Rebate Programs
Both federal and provincial governments have made electrification of home heating a top priority. Heat pumps which move heat rather than burning fuel can deliver 2 to 4 times more energy than they consume. That efficiency is why regulators are offering substantial incentives to push adoption. Modern cold-climate heat pumps now keep operating, at reduced capacity, down to about -25°C to -30°C, making them a genuine solution for Ontario winters rather than just a southern-Canada option.
This guide is about stacking. Every active program with its current amount, the closed ones people still get quoted, and the paperwork we file are on our Ontario heat pump rebates hub. If you want the amount for a specific piece of equipment, furnace, AC, water heater or thermostat, see rebates by service type.
EcoFrost Can Handle the Entire Rebate Process
Many homeowners leave money on the table simply because the paperwork is confusing. At EcoFrost, we help Toronto and GTA homeowners navigate every available rebate, choose a qualifying heat pump, and complete the application on your behalf.
Ready to take the next step?
Get a Free Heat Pump Quote + Rebate Assessment?Frequently Asked Questions
How much can I get when I stack Ontario heat pump rebates in 2026?
Can income-qualified households get extra help?
Do I need an energy audit before applying for a heat pump rebate?
Is the Canada Greener Homes Loan still available?
How do I apply for the Ontario heat pump rebate step by step?
Is there an income-tested program for heat pumps in Ontario?
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