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EcoFrost technician walking a homeowner through the Canada Greener Homes Affordability Program eligibility
Federal program for income-qualified households

Canada Greener Homes Affordability Program 2026

Federal grant of up to $10,000 (or up to $25,000 in co-delivery provinces) for low-to-median-income households. Replaces the closed Canada Greener Homes Grant.

(416) 835-4775Check My Eligibility

Replaces the closed Canada Greener Homes Grant

The original Canada Greener Homes Grant (up to $5,000 for all incomes) closed January 20, 2026. The Affordability Program is its replacement for income-qualified households. If you do not qualify on income, see the Canada Greener Homes Loan (0% interest, no income test).

The program at a glance

$10K - $25K
Maximum grant (delivery model dependent)
$800M
Total program funding
Sept 2025
Program launched
Income
Eligibility tested

Who qualifies

You DO qualify if

  • • Low-to-median income (per NRCan provincial thresholds)
  • • You own or rent (rules vary by province) a primary residence in Canada
  • • Your retrofit is on the eligible upgrade list
  • • You complete a pre-retrofit EnerGuide evaluation
  • • You install through a participating contractor
  • • You complete the post-retrofit verification

You do NOT qualify if

  • • Household income exceeds the provincial threshold
  • • Property is purely commercial / industrial
  • • Upgrade is not on the eligible list
  • • No pre-retrofit EnerGuide completed
  • • Self-installed work (no participating contractor invoice)

Income thresholds change annually. We confirm the current Ontario thresholds during your free assessment.

How to apply

EcoFrost handles every contractor-side step. NRCan reviews income and EnerGuide documentation through the federal (or co-delivery provincial) portal.

01

Confirm income eligibility

Use the NRCan portal's eligibility check. Income thresholds are set per province and updated annually. The check takes a few minutes and is non-binding.

02

Pre-retrofit EnerGuide

Book a registered energy advisor. For income-qualified households, the assessment fee is often subsidized through the program.

03

EcoFrost consultation

We assess your home, recommend qualifying upgrades (cold-climate heat pump, insulation, etc.), and confirm rebate amounts before you commit to anything.

04

Submit application

Apply through the federal NRCan portal (or co-delivery provincial portal if Ontario's delivery model includes one). Income documentation + EnerGuide report required.

05

Receive pre-approval and install

Once pre-approved, EcoFrost installs the qualifying upgrades. We hold all paperwork needed for post-retrofit verification.

06

Post-retrofit verification + payout

Energy advisor returns to confirm the upgrades. Grant is paid out by direct deposit typically within 2 to 4 weeks after verification.

Stacking — best-case for income-qualified Ontario households

An income-qualified Ontario household installing a heat pump can stack the following:

Total realistic stack for an income-qualified household with oil heat: $32,000 in grants + 0% loan for anything remaining.

Frequently asked questions

What is the Canada Greener Homes Affordability Program?+
Launched September 2025, the Canada Greener Homes Affordability Program is the federal replacement for the closed Canada Greener Homes Grant. It targets low-to-median-income Canadian households with grants of up to $10,000 (federally delivered) or up to $25,000 (in co-delivery provinces) plus an additional $250 incentive. The program is $800M total and rolls out province-by-province.
Am I income-eligible?+
Eligibility is based on after-tax household income, set per province by Natural Resources Canada. As a general guideline, households earning up to roughly 120 percent of the provincial median income qualify. The NRCan portal has an exact eligibility check. EcoFrost can help you confirm during your assessment.
What is the difference between federal delivery and co-delivery?+
Federal delivery means NRCan administers the program directly (max $10,000 grant). Co-delivery means a participating province administers it with provincial funds added on top (max $25,000 plus a $250 bonus). Ontario's delivery model is being finalized as of mid-2026; we update this page as the province confirms.
Can I stack this with the provincial Home Renovation Savings rebate?+
Yes. The federal Affordability Program stacks with the Ontario Home Renovation Savings Program (up to $7,500 for a heat pump). Combined, an income-qualified Ontario household can receive $22,000+ in cash grants on a heat pump installation, plus the 0% federal loan to cover anything remaining.
What if I do not qualify on income?+
If you exceed the income threshold, you cannot apply to the Affordability Program but you can still access the Canada Greener Homes Loan (0% interest up to $40,000, no income test) and the provincial Home Renovation Savings Program (up to $7,500 heat pump rebate, no income test).
How long does the application process take?+
Typically 3 to 6 months end-to-end: 2 to 6 weeks for the pre-retrofit EnerGuide, 4 to 8 weeks for application review, retrofit window, 2 to 4 weeks for post-retrofit verification, then payout.
Is rental property eligible?+
The program targets owner-occupied primary residences. Tenants in rental properties may qualify in some co-delivery province configurations. Check the NRCan portal for current rules in Ontario.

Find out if you qualify - free

We check your eligibility for every available federal and provincial program during your free in-home assessment. No paperwork, no pressure.

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