Canada Greener Homes Affordability Program 2026
A federal program that provides no-cost energy retrofits to income-qualified households, delivered only in participating provinces. It is not currently available in Ontario. Here is what Ontario homeowners can use instead.
Not available in Ontario
The Affordability Program runs only in provinces with a federal delivery agreement: currently British Columbia, Manitoba, Nova Scotia, Prince Edward Island and Quebec. Ontario has no agreement. Income-qualified Ontario households should look at Save on Energy's Energy Affordability Program; everyone else can use the Home Renovation Savings Program (no income test). The separate Canada Greener Homes Grant stopped taking new applicants February 5, 2024.
The program at a glance
How the program works
What it is
- • Federal funding for low-to-median-income households
- • Delivered through participating provinces only
- • No-cost retrofits such as insulation, air sealing and heat pumps
- • Installed by delivery organizations the province selects
What it is not
- • Not a cash grant you apply for yourself
- • No federal application portal and no direct-deposit payout
- • Homeowners do not pick their own contractor
- • Not available in Ontario today
Program details and the list of participating provinces can change. Check Natural Resources Canada's CGHAP page for the current status.
What Ontario homeowners can do instead
Ontario's income-qualified path is Save on Energy's Energy Affordability Program, which is an Ontario program in its own right. For households above the income limit, the Home Renovation Savings Program applies.
Check EAP income eligibility
Save on Energy's Energy Affordability Program sets its own income limits. Check them on the Save on Energy website before anything else.
Confirm your heating fuel
Free heat pumps under EAP are offered only in homes heated by electricity or oil. Gas-heated income-eligible homes can get free insulation and draft proofing through Enbridge's Home Winterproofing Program.
Apply to the program directly
EAP and the Home Winterproofing Program are applied for directly with Save on Energy or Enbridge. The program arranges the assessment and installs approved upgrades at no cost.
Above the income limit? Use HRS
The Home Renovation Savings Program has no income test. EcoFrost, as a participating contractor, submits the mandatory pre-approval before we install a qualifying cold-climate heat pump.
HRS payout
After installation, the post-installation application is submitted. HRS mails the rebate cheque to the homeowner within 60 days after that application is approved.
Ontario options at a glance
- Save on Energy Energy Affordability Program: free upgrades for income-eligible households, including a no-cost heat pump in homes heated by electricity or oil (oil homes get a no-cost install through the Oil to Heat Pump Affordability program, up to $25,000 plus a $250 bonus)
- Enbridge Home Winterproofing Program: free insulation and draft proofing for income-eligible gas-heated homes
- Home Renovation Savings Program: no income test; a cold-climate air-source heat pump earns up to $7,500 in a non-gas home or up to $2,000 in a gas-heated home
The federal Canada Greener Homes Loan (0% up to $40,000) has closed to new applicants.
Frequently asked questions
What is the Canada Greener Homes Affordability Program?+
Is the Canada Greener Homes Affordability Program available in Ontario?+
What can income-qualified Ontario households use instead?+
What if I do not qualify on income?+
Did the Affordability Program replace the Canada Greener Homes Grant?+
Could CGHAP come to Ontario later?+
Find out which Ontario rebates fit your home
During a free in-home assessment we check your heating fuel and the upgrades you are considering, and tell you which Ontario programs apply. No paperwork, no pressure.
More rebate and cost pages
Where this program fits with the rest of the 2026 picture.