Home Renovation Savings Program Ontario 2026
Up to $7,500 for a cold-climate air-source heat pump in a non-gas home ($2,000 in a gas-heated home), or up to $12,000 for ground-source/geothermal in a non-gas home. No income test. Most rebates require no energy assessment. Replaces the legacy Enbridge HER+ (closed Dec 31 2025) program.
The program at a glance
$2,000 in a gas-heated home
Eligible upgrades and rebate amounts
Current as of May 2026. Amounts may be adjusted by the IESO at any time, so we verify each rebate at quote time.
| Upgrade | Rebate | Notes |
|---|---|---|
| Cold-climate heat pump (ducted or ductless) | $7,500 non-gas / $2,000 gas | No assessment required. Contractor pre-approval required. Must be on NRCan's cold-climate heat pump qualified products list. |
| Heat pump water heater | $500 | Home energy assessment and at least one other upgrade required. |
| Smart thermostat | $125 | No assessment required. |
| Attic insulation (standalone) | $800 to $1,250 | No assessment required. Amount depends on the starting insulation level ($650 to $750 for cathedral or flat roofs). |
| Wall, basement or exposed floor insulation | Assessment path | Home energy assessment and at least two upgrades required. |
| Insulation bundle (attic + wall + basement + exposed floor) | Up to $7,700 | Home energy assessment and at least two upgrades required. |
Who qualifies
You DO qualify if
- • You own a primary residence in Ontario
- • You install a heat pump on NRCan's cold-climate heat pump qualified products list
- • The installer is a participating contractor like EcoFrost
- • Your home is connected to the Ontario electrical grid
- • You are willing to keep installation invoices and equipment serial numbers
You do NOT qualify if
- • You install a unit that is not on NRCan's cold-climate heat pump qualified products list
- • You install DIY without a participating contractor
- • The property is purely commercial (commercial programs are separate)
- • You already received the same rebate at the same address in the program window
How to apply, step by step
EcoFrost handles every step on your behalf. This is what happens behind the scenes so you know what to expect.
Confirm your home is eligible
Primary residence in Ontario, owned by the applicant. The Home Renovation Savings Program is open to all Ontario homeowners regardless of income. Rental properties are eligible under specific conditions; ask us during your assessment.
Get a free EcoFrost quote
We assess your home, recommend a heat pump on NRCan's cold-climate heat pump qualified products list (listed models from Lennox, Daikin, Mitsubishi, Bosch and Carrier are available), and confirm rebate amounts before you commit. No assessment fee.
Pre-approval
Pre-approval is mandatory for the heat pump rebate, and EcoFrost submits it as the participating contractor before installation. No energy assessment is needed for the heat pump. Wall, basement and floor insulation, the heat pump water heater and bundled projects need a home energy assessment and at least two upgrades; EcoFrost connects you with a registered energy advisor.
Installation
EcoFrost installs the qualifying equipment with all required documentation. TSSA-certified work, written warranty, and full rebate paperwork captured at install time.
Post-retrofit assessment (if applicable)
Bundled multi-upgrade applications need a post-retrofit EnerGuide audit to confirm the improvements. Single-upgrade rebates skip this step.
Submit and receive payment
EcoFrost submits the post-installation application with all supporting documents. HRS pays the homeowner by cheque within 60 days after the post-installation application is approved.
What you can combine in 2026
The heat pump rebate amount depends on how your home is heated. The active add-ons a GTA homeowner can combine in 2026 look like this:
- Home Renovation Savings (air-source heat pump): up to $7,500 for a non-gas home (electric, oil, propane), or up to $2,000 for a natural-gas home; up to $12,000 for geothermal ($3,000 for a gas home)
- Smart thermostat add-on: $125 if you install one with the heat pump
- Assessment path: a $500 heat pump water heater rebate and an insulation bundle up to $7,700, with a home energy assessment and at least two upgrades
- Income-qualified (if eligible): a no-cost heat pump through Save on Energy's Energy Affordability Program in homes heated by electricity or oil
- Closed federal programs: the Canada Greener Homes Loan (0% up to $40,000) closed Oct 1, 2025, so it is no longer part of the stack; in Ontario the federal Oil-to-Heat-Pump funding now reaches only income-qualified oil-heated homes, as a no-cost install through Save on Energy
See the full federal rebate landscape on our Ontario Heat Pump Rebates 2026 guide.
What changed from previous programs
If you applied for an HVAC rebate before 2026, the landscape looks different now.
- Enbridge HER+ (closed Dec 31 2025): Ended December 31, 2025. The Home Renovation Savings Program is its successor for HVAC and insulation rebates. HRS heat pump caps depend on heating fuel: up to $7,500 air-source and $12,000 ground-source in a non-gas home, or $2,000 and $3,000 in a gas-heated home.
- Save on Energy heat pump rebate: Folded into Home Renovation Savings. There is no longer a separate Save on Energy heat pump path.
- Canada Greener Homes Grant: Closed to new applicants on February 5, 2024 (final documents were due December 31, 2025). The federal Canada Greener Homes Affordability Program is not offered in Ontario; income-qualified Ontario households can use Save on Energy's Energy Affordability Program instead. The federal Canada Greener Homes Loan (0% interest, up to $40,000) also closed to new applications on October 1, 2025.
- Pre-retrofit assessment: The heat pump rebate no longer requires an EnerGuide assessment under Home Renovation Savings, though a participating contractor must submit pre-approval before installation. This removes $400 to $600 of upfront cost and 2 to 6 weeks of waiting.
Frequently asked questions
What is the Home Renovation Savings Program?+
How much is the heat pump rebate?+
Do I need an income test to qualify?+
What other rebates does the program offer?+
Can I stack this with federal rebates?+
How long does it take to receive the rebate?+
Does EcoFrost handle the paperwork?+
Get your heat pump rebate handled
EcoFrost is a participating contractor for the Home Renovation Savings Program. We assess your home, recommend a qualifying heat pump, and handle the entire rebate paperwork on your behalf at no charge.
More rebate and cost pages
Where this program fits with the rest of the 2026 picture.