Home Renovation Savings Program Ontario 2026
Up to $12,000 for a qualifying cold-climate heat pump. No income test. Most rebates require no energy assessment. Replaces the legacy Enbridge HER+ program.
The program at a glance
Eligible upgrades and rebate amounts
Current as of May 2026. Amounts may be adjusted by the IESO at any time, so we verify each rebate at quote time.
| Upgrade | Rebate | Notes |
|---|---|---|
| Cold-climate heat pump (ducted or ductless) | Up to $12,000 | No assessment required. Must be ENERGY STAR cold-climate certified. |
| Heat pump water heater | $500 | Pre/post EnerGuide assessment required. |
| Smart thermostat | $75 to $100 | No assessment required. |
| Attic insulation (standalone) | $1,000 to $1,250 | No assessment required. |
| Wall insulation (standalone) | $1,000 to $1,250 | No assessment required. |
| Foundation insulation (standalone) | $1,000 to $1,250 | No assessment required. |
| Exposed floor insulation (standalone) | $1,000 to $1,250 | No assessment required. |
| Comprehensive insulation bundle (attic + wall + foundation + exposed floor) | Up to $7,700 | Pre/post EnerGuide assessment required. |
Who qualifies
You DO qualify if
- • You own a primary residence in Ontario
- • You install a qualifying ENERGY STAR cold-climate heat pump
- • The installer is a participating contractor like EcoFrost
- • Your home is connected to the Ontario electrical grid
- • You are willing to keep installation invoices and equipment serial numbers
You do NOT qualify if
- • You install a unit that is not on the ENERGY STAR cold-climate list
- • You install DIY without a participating contractor
- • The property is purely commercial (commercial programs are separate)
- • You already received the same rebate at the same address in the program window
How to apply, step by step
EcoFrost handles every step on your behalf. This is what happens behind the scenes so you know what to expect.
Confirm your home is eligible
Primary residence in Ontario, owned by the applicant. The Home Renovation Savings Program is open to all Ontario homeowners regardless of income. Rental properties are eligible under specific conditions; ask us during your assessment.
Get a free EcoFrost quote
We assess your home, recommend a qualifying heat pump (Lennox, Daikin, Mitsubishi, Bosch, Carrier cold-climate models all qualify), and confirm rebate amounts before you commit. No assessment fee.
Pre-approval (if required)
Single-upgrade rebates (heat pump, smart thermostat, single insulation) skip pre-approval. Bundled multi-upgrade applications and the heat pump water heater path require a pre-retrofit EnerGuide audit. EcoFrost connects you with a registered energy advisor.
Installation
EcoFrost installs the qualifying equipment with all required documentation. TSSA-certified work, written warranty, and full rebate paperwork captured at install time.
Post-retrofit assessment (if applicable)
Bundled multi-upgrade applications need a post-retrofit EnerGuide audit to confirm the improvements. Single-upgrade rebates skip this step.
Submit and receive payment
EcoFrost submits the rebate application with all supporting documents. Rebate cheque or direct deposit typically arrives 6 to 10 weeks later for single-upgrade paths, 3 to 6 months total for bundled assessment-required paths.
Stacking with federal programs
The Home Renovation Savings Program stacks cleanly with federal incentives. The most common stack for a GTA homeowner in 2026 looks like this:
- Home Renovation Savings: Up to $12,000 cash rebate
- Canada Greener Homes Loan: 0% interest financing up to $40,000 for the remaining cost
- Smart thermostat add-on: $75 to $100 if you install one with the heat pump
- Income-qualified bonus (if eligible): Canada Greener Homes Affordability Program up to $10,000 federally or up to $25,000 in co-delivery provinces
- Oil-to-Heat-Pump bonus (if eligible): Federal Oil-to-Heat-Pump Affordability Program up to $10,000
See the full federal rebate landscape on our Ontario HVAC Rebates 2026 guide.
What changed from previous programs
If you applied for an HVAC rebate before 2026, the landscape looks different now.
- Enbridge HER+: Ended December 31, 2025. The Home Renovation Savings Program is its successor for HVAC and insulation rebates, with the heat pump cap raised from roughly $6,500 (HER+) to $12,000.
- Save on Energy heat pump rebate: Folded into Home Renovation Savings. There is no longer a separate Save on Energy heat pump path.
- Canada Greener Homes Grant: Closed to new applicants January 20, 2026. The federal Canada Greener Homes Affordability Program replaces it for income-qualified households. The federal Canada Greener Homes Loan (0% interest, up to $40,000) remains open to all incomes.
- Pre-retrofit assessment: The heat pump rebate no longer requires an EnerGuide assessment under Home Renovation Savings. This is the biggest practical change, removing $400 to $600 of upfront cost and 2 to 6 weeks of waiting.
Frequently asked questions
What is the Home Renovation Savings Program?+
How much is the heat pump rebate?+
Do I need an income test to qualify?+
What other rebates does the program offer?+
Can I stack this with federal rebates?+
How long does it take to receive the rebate?+
Does EcoFrost handle the paperwork?+
Get your $12,000 heat pump rebate handled
EcoFrost is a participating contractor for the Home Renovation Savings Program. We assess your home, recommend a qualifying heat pump, and handle the entire rebate paperwork on your behalf at no charge.