Ontario HVAC Rebates 2026: Complete Stacking Guide
Every federal, provincial, and utility-level HVAC rebate available to Ontario homeowners in 2026. We break down eligibility, stacking rules, application timelines, and how to maximize your rebate. EcoFrost handles all paperwork for our installs.
2026 Ontario HVAC rebate stack
| Program | Eligibility | What it covers | Max amount |
|---|---|---|---|
| Canada Greener Homes Plus | All Ontario homeowners (income-tiered) | Heat pump installation, envelope upgrades | $7,000 |
| Oil-to-Heat-Pump Affordability | Currently heating with oil | Heat pump install replacing oil furnace | $15,000 |
| Enbridge HER Plus | Enbridge gas customers + EnerGuide audit | Heat pump, insulation, windows, air sealing | $5,000 |
| Save On Energy (income-qualified) | Ontario households below 165% LIM | Heat pumps, AC, envelope, water heaters | $3,000+ |
| Enbridge Hot Water Heater Rebate | All Enbridge gas customers | Tankless or condensing tank water heater | $1,000 |
| Greener Homes Loan (interest-free) | All Ontario homeowners | Heat pump + envelope upgrades | $40,000 loan |
| Better Homes Toronto (city-level) | City of Toronto homeowners | Heat pump and envelope upgrades | $3,500+ |
Rebate amounts current as of May 2026. Programs and amounts may change. We verify current eligibility during your free in-home assessment.
Rebates by service type
Heat Pump Installation
Up to $15,000
Federal Greener Homes Plus + Enbridge HER Plus + Oil-to-HP Affordability if applicable. The richest rebate stack in 2026.
Furnace Installation
Up to $1,000
Enbridge high-efficiency furnace rebate. Pair with a heat pump for full stack eligibility up to $12,000.
AC Installation
Up to $3,000
Save On Energy income-qualified amounts. Standalone AC has limited federal rebate options. Heat pump conversion qualifies for full stack.
Water Heater
Up to $2,000
Enbridge tankless/condensing rebate plus federal heat pump water heater incentive. Stacks with main heat pump installation.
How EcoFrost handles your rebate, step by step
Free in-home assessment
We measure heat load, inspect electrical service, review insulation, and pre-screen every rebate program for your eligibility. No cost, no obligation.
Pre-audit and application setup
Where Canada Greener Homes Plus requires a Registered Energy Advisor pre-audit, we coordinate the appointment directly with our partner advisors. Most pre-audits run $500 to $700, and you recover the cost when you claim the rebate.
Pre-approval and quote
Once eligibility is confirmed, we issue a flat-rate written quote showing list price, rebate amount, and net cost. You sign off knowing exactly what arrives at the end.
Equipment install and commissioning
Permits filed, install completed, all systems tested and balanced. We document AHRI certifications, model serial numbers, and energy ratings for the rebate submission.
Post-install audit and submission
Post-audit completed where required. Rebate submission filed within 14 days of install. Tracking number provided so you can follow progress through the program portal.
Rebate paid directly to you
Federal Greener Homes Plus, Enbridge, and Save On Energy programs all pay rebates directly to the homeowner, not through EcoFrost. Timeline is typically 4 to 12 weeks from submission depending on program.
Rebate eligibility checklist
Use this quick checklist to estimate your rebate stack before booking an assessment.
Eligible if you check:
- Primary residence in Ontario
- Detached, semi-detached, townhouse, or row house
- Installing AHRI-certified cold-climate heat pump
- Pre-audit completed before install (Greener Homes Plus)
- Enbridge gas account (for HER Plus stack)
- Installer registered with applicable program networks
Bonus stacking opportunities:
- Currently heating with oil (+$15,000 Oil-to-HP)
- Household income below 165% LIM (Save On Energy)
- Toronto residence (Better Homes Toronto)
- Adding insulation or windows during the same project
- Replacing tankless or condensing water heater
Check your 2026 rebate eligibility today
Free in-home assessment. We pre-screen every available rebate, run the stacking math, and give you a written quote with the rebated net cost. EcoFrost handles all paperwork end-to-end.
Frequently Asked Questions
Got questions about HVAC services in the GTA? We've got answers.
Ontario homeowners in 2026 can access Canada Greener Homes Plus (up to $7,000 for heat pump installation), Oil-to-Heat-Pump Affordability (up to $15,000 for oil-to-heat-pump conversions), Enbridge Home Efficiency Rebate Plus (up to $5,000 for gas-customer envelope and heat pump upgrades), Save On Energy income-qualified programs, and individual utility incentives. Total stacks reach $10,000 to $15,000 for qualifying installations.
Canada Greener Homes Plus pays up to $7,000 for installing an eligible cold-climate heat pump in your Ontario primary residence. The amount depends on system type, AHRI-certified efficiency, and household income. Standard amounts are $3,500 for a non-cold-climate ducted heat pump, $5,000 for a cold-climate ducted heat pump, and $7,000 for a fully electric whole-home solution with no gas backup.
Yes. Federal Canada Greener Homes Plus and provincial Enbridge Home Efficiency Rebate Plus stack on the same installation. An eligible Ontario homeowner installing a hybrid heat pump system can receive $7,000 federal plus $5,000 Enbridge for $12,000 total. Income-qualified households may add Save On Energy amounts on top. We handle all paperwork during installation.
Standard high-efficiency furnaces (95+ AFUE) qualify for Enbridge rebates of $500 to $1,000 depending on efficiency tier. If you replace your furnace with a hybrid system that includes a heat pump, you qualify for the full $7,000 federal plus $5,000 Enbridge stack. Federal rebates currently focus on heat pump installations rather than gas-only furnace upgrades.
Yes. Enbridge offers up to $1,000 rebate on qualifying high-efficiency tankless water heaters and condensing tank units. Heat pump water heaters qualify for additional federal Greener Homes Plus incentives of $500 to $1,000. We help you select equipment that qualifies for available rebates and handle the paperwork.
Standalone central AC units do not qualify for federal Greener Homes Plus rebates. They may qualify for individual utility-level incentives such as Save On Energy and Enbridge HER Plus through whole-home retrofit programs. Heat pump installations, which provide both heating and cooling, qualify for the full federal and provincial rebate stack.
If your home currently uses heating oil as the primary heating source, yes. The federal Oil-to-Heat-Pump Affordability program covers up to $15,000 for qualifying low-to-moderate income households converting from oil to a cold-climate heat pump. This is on top of standard Canada Greener Homes Plus amounts. Total rebates can fully cover the installation cost.
Federal rebates from Canada Greener Homes Plus typically arrive 6 to 12 weeks after installation and post-audit. Enbridge rebates typically arrive 4 to 8 weeks after submission. Save On Energy income-qualified rebates can be faster, often within 2 to 4 weeks. We submit all paperwork on your behalf and provide tracking updates.
Yes. EcoFrost handles end-to-end rebate paperwork as a Registered Energy Advisor partner. This includes pre-installation eligibility verification, pre-audit booking (where required), post-installation documentation, and rebate submission. You are not responsible for filing any forms. Final rebate payment goes directly from the program to you, not through us.
Still have questions? We are here to help.