Ontario suburban home eligible for 2026 HVAC rebate programs
Up to $7,500 toward a heat pump (non-gas homes)

Ontario HVAC Rebates 2026: Complete Guide

Every HVAC rebate available to Ontario homeowners in 2026, with eligibility, amounts by heating fuel, application timelines, and how to claim. Ontario HRS replaced Enbridge HER+ in Dec 2025. The federal Greener Homes Grant (Jan 2026) and Greener Homes Loan (Oct 2025) have both closed to new applicants. We handle every application for our installs.

2026 program update: The federal Canada Greener Homes Loan (0% financing) closed to new applications Oct 1, 2025, and the Oil-to-Heat-Pump grant closed July 31, 2026. Enbridge HER+ closed Dec 31, 2025 and the Greener Homes Grant closed Jan 20, 2026. The active programs in the table below are what new applicants can claim. Pre-registered applications under the old programs are still being honoured.

2026 Ontario HVAC Rebate Programs

ProgramEligibilityWhat it coversMax amount
HRS air-source heat pumpAll Ontario homeownersCold-climate heat pump install$2,000 gas / $7,500 non-gas
HRS geothermal heat pumpAll Ontario homeownersGround-source heat pump install$3,000 gas / $12,000 non-gas
CGH AffordabilityIncome-qualified householdsNo-cost heat pump via Save on Energy (Ontario)No-cost
Smart ThermostatAny HRS HVAC upgradeSmart thermostat install$75-$100
HRS Heat Pump Water HeaterHPWH installHeat pump water heater$500
HRS Insulation BundleComprehensive insulation upgradeAttic, walls, basement, air sealing$7,700

Rebate amounts current as of August 2026. Programs and amounts may change. We verify current eligibility during your free in-home assessment.

Rebates by Service Type

Heat Pump Installation

Up to $7,500

HRS pays up to $7,500 for a cold-climate air-source heat pump in an electric, oil, or propane-heated home, or up to $2,000 in a natural-gas home. Geothermal pays up to $12,000 (non-gas). Add the $75-$100 smart thermostat rebate on top.

Hybrid Furnace + HP

Up to $7,500

In a dual-fuel install, the heat pump qualifies for the HRS air-source rebate: up to $7,500 in a non-gas home or up to $2,000 in a natural-gas home. Pair it with the $75-$100 smart thermostat rebate for the easiest stack.

Standalone AC

$0 direct

No active rebate for standalone central AC in 2026. Switching to a cold-climate heat pump (same equipment footprint, same install day) unlocks the HRS air-source rebate, up to $7,500 for a non-gas home ($12,000 for geothermal).

Heat Pump Water Heater

$500

HRS HPWH rebate. Stacks with the main heat pump install if you bundle into one project. Standard tankless and condensing gas units no longer have a rebate.

Common Rebate Scenarios

Three real-world combinations for the most common Ontario HVAC upgrade paths. Numbers assume the full eligible rebate at each tier; your stack may vary slightly with equipment choice.

Electric / oil / propane furnace → cold-climate air-source heat pump

up to $7,600 in grants

  • HRS (air-source HP, non-gas home)$7,500
  • HRS thermostat$100

Natural-gas furnace → cold-climate air-source heat pump

up to $2,100 in grants

  • HRS (air-source HP, gas home)$2,000
  • HRS thermostat$100

Income-qualified home → heat pump (via Save on Energy Energy Affordability)

no-cost for income-qualified households

  • Save on Energy Energy Affordabilityno-cost heat pump for eligible households

How EcoFrost Handles Your Rebate, Step by Step

1

Free in-home assessment

We measure heat load, inspect electrical service, review insulation, and pre-screen every rebate program for your eligibility. No cost, no obligation.

2

HRS portal pre-registration

We register your project on the IESO HRS portal before equipment ships. Pre-registration protects your rebate against program changes and queue caps. For the insulation bundle (and only that), we coordinate a Registered Energy Advisor pre-audit.

3

Pre-approval and quote

Once eligibility is confirmed, we issue a flat-rate written quote showing list price, expected rebate amount, and net cost. You sign off knowing exactly what arrives at the end.

4

Equipment install and commissioning

Permits filed, install completed, all systems tested and balanced. We document AHRI certifications, model and serial numbers, and energy ratings for the rebate submission.

5

Post-install documentation and submission

Rebate submission filed within 14 days of install. Tracking number provided so you can follow progress through the IESO program portal.

6

Rebate paid directly to you

The HRS program pays rebates directly to the homeowner, not through EcoFrost. Timeline is typically 6 to 12 weeks from submission.

Rebate Eligibility Checklist

Use this quick checklist to estimate your rebate before booking an assessment.

Standard HRS heat pump rebate (everyone):

  • Primary residence in Ontario
  • Detached, semi-detached, townhouse, or row house
  • Installing AHRI-certified cold-climate heat pump
  • HRS portal pre-registration before equipment ships
  • Licensed contractor on the IESO contractor list

Bonus stacking opportunities:

  • Non-gas home (electric, oil, propane): full $7,500 air-source rebate vs $2,000 for gas homes
  • Income below 165% LIM: no-cost heat pump via Save on Energy Energy Affordability
  • Adding insulation in the same project (+HRS bundle up to $7,700)
  • Adding smart thermostat (+$75-$100 HRS rebate)
  • Adding heat pump water heater (+$500 HRS rebate)

Recently Closed Programs

For transparency. If a contractor quotes you a rebate from one of these, ask which current program they are actually applying for.

Canada Greener Homes Loan

Closed October 1, 2025

Instead: No federal replacement. Ask about standard equipment financing.

Oil to Heat Pump Affordability Program

Closed July 31, 2026 (federal intake)

Instead: Income-qualified oil homes: Save on Energy Energy Affordability (Ontario)

Canada Greener Homes Grant

Closed January 20, 2026

Instead: CGH Affordability (income-qualified), delivered via Save on Energy in Ontario

Enbridge Home Efficiency Rebate Plus (HER+)

Closed December 31, 2025

Instead: Home Renovation Savings Program (no assessment required for heat pumps)

Check Your 2026 Rebate Eligibility Today

Free in-home assessment. We pre-screen every available rebate, confirm the amount for your home's heating fuel, and give you a written quote with the rebated net cost. EcoFrost handles all paperwork end-to-end.

FAQ

Frequently Asked Questions

Got questions about HVAC services in the GTA? We've got answers.

The main active program is the Home Renovation Savings Program (HRS). It pays up to $7,500 for a cold-climate air-source heat pump in an electric, oil, or propane-heated home, or up to $2,000 in a natural-gas (Enbridge) home. Geothermal pays up to $12,000 (non-gas) or up to $3,000 (gas). HRS also covers a $500 heat pump water heater, a $75-$100 smart thermostat, and an insulation bundle up to $7,700. Income-qualified households can get a no-cost heat pump through Save on Energy's Energy Affordability Program. The federal Canada Greener Homes Loan and the Oil-to-Heat-Pump grant have both closed to new applicants.

It depends on how your home is heated. A home heated by electricity, oil, propane, or wood gets up to $7,500 for an installed AHRI-certified cold-climate air-source heat pump ($1,250 per ton), or up to $12,000 for a ground-source/geothermal system. A natural-gas (Enbridge) home gets up to $2,000 for an air-source heat pump ($500 per ton) or up to $3,000 for geothermal. The full amount is paid for a true cold-climate ASHP (Lennox MLA, Mitsubishi Hyper-Heat, Daikin Aurora, Bosch IDS, Carrier Greenspeed). There is no household income test for the heat pump rebate, and the previous HER+ requirement for a pre/post energy assessment has been removed.

The large federal stacking programs have closed. The Canada Greener Homes Loan (0% financing) closed October 1, 2025, and the Oil-to-Heat-Pump grant closed July 31, 2026, so the big stacked totals from 2024-2025 are no longer available to new applicants. Today the standard combination is the HRS heat pump rebate plus the HRS smart thermostat rebate ($75-$100), and, if you add insulation in the same project, the HRS insulation bundle up to $7,700. Income-qualified households can instead get a no-cost heat pump through Save on Energy.

Standalone high-efficiency furnace upgrades are no longer the focus of Ontario or federal rebate programs in 2026. HRS rewards switching to a heat pump (which provides both heating and cooling) rather than a like-for-like gas furnace replacement. If you replace your furnace with a hybrid heat pump system (heat pump + gas furnace backup), the heat pump qualifies for the HRS air-source rebate: up to $7,500 in a non-gas home or up to $2,000 in a natural-gas home, plus the smart thermostat rebate.

Yes. The HRS program pays $500 for a heat pump water heater (HPWH) install. Standard tankless and condensing gas water heater rebates from Enbridge ended with HER+. There is no active rebate for conventional tankless or gas storage water heaters in 2026.

Standalone central AC units do not qualify for HRS rebates. However, a cold-climate heat pump provides AC plus winter heating and qualifies for the HRS air-source rebate (up to $7,500 in a non-gas home, up to $2,000 in a gas home, or up to $12,000 for geothermal). If your AC is at end of life, the math often favours switching to a heat pump rather than replacing the AC and keeping the furnace separately.

The federal Oil to Heat Pump Affordability Program (OHPA) stopped accepting new applications on July 31, 2026. Households already in the program have until January 31, 2027 to upload their documents and receipts. If you currently heat with oil and qualify by income, you may still get a no-cost heat pump in Ontario through Save on Energy's Energy Affordability Program. We check your eligibility during the free assessment.

HRS rebates typically arrive 6 to 12 weeks after the application is submitted with full installation documentation. We submit all paperwork on your behalf and provide tracking updates as confirmations arrive through the IESO program portal.

Yes. EcoFrost handles end-to-end rebate paperwork at no extra charge. This includes pre-installation eligibility verification, IESO HRS portal registration before equipment ships, post-installation documentation with photos and AHRI certificates, and rebate submission. You sign the application and provide ID; we handle the rest. Final rebate payment goes directly from the program to you, not through us.

Enbridge HER+ closed December 31, 2025 and was replaced by Ontario's HRS program (no assessment requirement for heat pumps). The federal Canada Greener Homes Grant closed January 20, 2026; income-qualified households now use the Canada Greener Homes Affordability Program, delivered in Ontario through Save on Energy. The federal Canada Greener Homes Loan (0% financing up to $40,000) closed to new applications October 1, 2025 once funding was committed. Pre-registered or already-approved applications under the closed programs are still being honoured.

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